Balance Transfer Credit Cards

The average credit consumer will receive offers for low interest balance transfers from credit card companies frequently. These offers used correctly, can give the ...

Low Interest Rate Credit Cards

Everyone wants a low interest rate credit card, and there is probably one out there to suit any person’s need and credit rating. Not everyone qualifies for the... 

Rewards and Cash Back Credit Cards

A credit card that gives consumer rewards or cash back for credit card purchases sounds ideal to most credit consumers. It can be however, there are limitations... 
Credit Card News
Gold and Platinum Credit Cards
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Gold and platinum credit cards represent the elite credit cards, and usually these are not only indicators of status but a higher income and credit limit as well. The unfortunate part to these credit cards is that they also come with a much higher annual fee than many other types of credit cards.

 
Suncorp
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Suncorp is a unique, diversified financial services group.  Our businesses are well known and leaders in general insurance, banking, life insurance and wealth management. They operate in Australia and New Zealand.

Suncorp is a Top 25 ASX-listed company with over $95 billion in assets. We have more than 16,000 employees and relationships with over seven million customers.

Suncorp has five operating divisions managing our various brands supported by corporate and shared services divisions.

 

  

 
When to Change or Add a Credit Card
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Many Australians start with a bank early in their life and remain with that bank no matter what changes occur throughout their lives. Stability is great and loyalty is often rewarded. However, sometimes it is necessary to change credit cards or banks due to changing interest rates, changing consumer needs or a variety of other reasons.

Interest Rates Are an Excellent Reason

 
Using Credit Cards Overseas
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Travelling is one of life’s greatest adventures and travelling with a credit card can ensure that a holiday or business trip goes as planned and helps prevent theft. On the other hand, there are some negatives to using credit cards overseas, which can be very costly. Though most credit cards boast that they are good anywhere in the world, the charges may be much higher overseas than for normal purchases at home.

 
Understanding Terms and Conditions of Credit Cards
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Almost every piece of advice a person may find about choosing a credit card, or applying for a credit card begins or ends with some variation of “you should read and understand the terms and conditions of the credit card issuer”. There is a reason for this, and it is because each issuer has their own individual terms and conditions, and hidden in those miles of fine print are crucial items such as what can trigger late fee penalties, what might trigger a raise in interest rates, and other vital facts that a consumer should know.

 
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