Balance Transfer Credit Cards

The average credit consumer will receive offers for low interest balance transfers from credit card companies frequently. These offers used correctly, can give the ...

Low Interest Rate Credit Cards

Everyone wants a low interest rate credit card, and there is probably one out there to suit any person’s need and credit rating. Not everyone qualifies for the... 

Rewards and Cash Back Credit Cards

A credit card that gives consumer rewards or cash back for credit card purchases sounds ideal to most credit consumers. It can be however, there are limitations... 
Credit Card Guide
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With the huge numbers of cards now on the market and several from each lender it is getting harder and harder to choose
the right card that does just what you're looking for. 
 
That's where creditcardsupermarket comes in.  We've put together this website to help guide you through the hundreds of
cards available.  We are not able to find the exact card for you as we do not know your individual circumstances but we can
point you in the right direction.  Whether you're looking for the rewards, low fees, low interest or you simply don't know what
you're looking for, we've put together this guide to help.
 
So where do we start ?  Credit cards can be grouped together with their predominant feature, for example Reward Cards
have rewards for the more money you spend on your card or No Annual Fee Cards have no annual fee.  You need to read
the details of each card to find out all the points but we have grouped them together to provide an easy way to analyze
each group.  Each group has benefits but these benfits may be out wayed by fees or interest rates if you don’t use them to
their fullest. 
 
We provided two ways to work through the types of cards available, below is a description of each type of card and some
of the pros and cons, or you can follow the questions below to help guide you to the right group of cards.

 

 
Credit CardCard Details
Interest Rate
Annual Fee
Interest Free Days
Cash Advanced Rate
Balance Transfer Rate
 

Enjoy the freedom to make everyday purchases, pay bills or deal with that unexpected expense, without paying for extras you don't need.
18.99% p.a
 $0 for 1st yr, then $30 p.a. 44 20.74% 7.99% p.a. for first 6 months

 

 


Enjoy the freedom of the skies with the AMEX Gold Ascent Credit Card. Offering a $0 Annual Card Fee and up to 44 interest-free days plus complimentary enrolment in Membership Rewards Ascent.
19.99% p.a
 0 44 19.99% p.a N/A

 

 


Rather than pay for the features you don't need, HSBC's Credit Card gives you the freedom to buy what you want, when you want. HSBC also offer a $50 cashback on this card.
16.99% p.a.
 $0 55 20.75% 0% p.a. for first 6 months

 

 

Credit CardCard Details
Interest Rate
Annual Fee
Interest Free Days
Cash Advanced Rate
Balance Transfer Rate
 

Be rewarded with Cashback to your ANZ Balance Visa or redeem Rewards Points for Shopping Vouchers and Gift Cards for retailers such as Myer and David Jones and more.
14.24% p.a
 $79 55 21.49% 0% 6 mths

 

 


Transfer your non-ANZ credit, charge or store card balances to an ANZ Low Rate MasterCard and enjoy a 0% p.a. balance transfer rate for the first six months
13.24% p.a
 $58 55 21.49% p.a 0% for the first 6 months.

 

 


Unlike many other credit cards with the Aussie MasterCard there are no high interest rates, high annual fees, meaningless rewards schemes, and other expensive features you probably never use.
2.99% for the first 6 months 12.29% thereafter.
 $49 55 18.79% p.a 2.99% for the first 6 months

 

 


Great card offering 0% on balance transfers and purchases for the first 6 months!
11.49% p.a.
 $49 (save $50 until 31st March) 55 20.99% p.a. 0.0% p.a. for 6 months on Balance Transfers

 

 


Good low rate card from Citibank.
11.99% for first 12 months
 $65 55 21.24% p.a. 0% p.a. for 6 months on Balance Transfers

 

 


The ideal credit card for shopping with a low rate on purchases.
12.49% p.a.
 $55 55 21.24% p.a. 2.99% p.a. for 6 months

 

 


Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days.
12.24%
 $39 n/a 17.99% 2.9% for the first 12 months

 

 

Credit CardCard Details
Interest Rate
Annual Fee
Interest Free Days
Cash Advanced Rate
Balance Transfer Rate
 

Rather than pay for the features you don't need, HSBC's Credit Card gives you the freedom to buy what you want, when you want. HSBC also offer a $50 cashback on this card.
16.99% p.a.
 0 55 20.75% 0% p.a. for first 6 months

 

 


Be rewarded with Cashback to your ANZ Balance Visa or redeem Rewards Points for Shopping Vouchers and Gift Cards for retailers such as Myer and David Jones and more.
14.24% p.a
 $79 55 21.49% p.a. 0% for the first 6 months.

 

 


Transfer your non-ANZ credit, charge or store card balances to an ANZ Low Rate MasterCard and enjoy a 0% p.a. balance transfer rate for the first six months
13.24% p.a
 $58 55 21.49% p.a 0% for the first 6 months.

 

 


Great card offering 0% on balance transfers and purchases for the first 6 months!
11.49% p.a.
 $49 (save $50 until 31st March) 55 20.99% p.a. 0.0% p.a. for 6 months on Balance Transfers

 

 


Good low rate card from Citibank.
11.99% for first 12 months
 $65 55 21.24% p.a. 0% p.a. for 6 months on Balance Transfers

 

 

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